FindConstructionLoans.com Deal Desk

Every Construction Project Deserves Better Financing

Ground-up builds, custom homes, ADUs, fix-and-flips, major renovations, rental projects, and equity/cash-out scenarios organized for construction-capable lending conversations through the MortgageFi construction desk.

✓No hard pull to start
✓Mobile-friendly intake
✓Built for homeowners, builders & investors

Start My Review →Talk to a Loan Specialist

Project-ready intakeBudget, value, timeline, scope, and exit organized clearly.

Built for every project typeCustom builds, ADUs, rehabs, rentals, and equity needs.

Cleaner review pathQuestions adjust around the project you are funding.

Funding the next stageFrom land to completion, resale, refinance, or hold.

MortgageFi Construction Deal Desk

Tell us the project. We’ll build a cleaner financing path.

Built for ground-up builds, ADUs, fix-and-flips, major renovations, land + construction, and equity scenarios. The intake stays deep, but the flow should feel fast, natural, and worth the effort.

Project Review Intake

Tap through simple choices. We only ask you to stop and type when the numbers or contact details matter.

Step 1 of 9

1Project Type

2Property

3Stage

4Numbers

5Plans & Scope

6Draws

7Timeline

8Borrower

9Contact

Step 1 • Project path

What type of project are you financing?

Choose the main path. The next questions adjust around the project type so we collect the right construction, rehab, equity, investor, or land details.

Why this mattersA ground-up file, a flip, an ADU, and an equity cash-out are reviewed differently. Starting with the right path helps avoid wasted follow-up.

Tap a project path to continue.

Step 2 • Property details

Where is the property, and what are we financing?

Location, collateral type, and occupancy help determine which loan programs may be available.

Why this mattersConstruction and rehab appetite can change by state, property type, occupancy, land status, and whether the project is owner-occupied or investment-purpose.

Property address or project location

Property state

Property type

Occupancy / use

Current ownership

Step 3 • Project stage

What stage is the project in right now?

This tells the Deal Desk whether the file is ready for pricing, still early, or needs a completion/restructure angle.

Why this mattersA project with land owned, plans prepared, and contractor bids is different from a borrower still shopping. Both can be useful, but they route differently.

Tap the current stage to continue.

Step 4 • Budget and value

What are the project numbers?

Use estimates if final numbers are not ready. The goal is to understand cost, value, payoff, cash-in, and requested funds.

Why this mattersConstruction and rehab files are usually reviewed against cost, current value, future value, requested loan amount, and borrower equity in the deal.

Tip: rough numbers are better than blanks. Final pricing can be adjusted once budget, appraisal, plans, or payoff details are verified.

Step 5 • Plans, permits, and scope

How prepared is the project package?

Select everything that applies. This helps identify what is ready now and what may be needed next.

Why this mattersConstruction lenders often need a clear scope, plans, budget, builder/GC information, permits when applicable, and a way to control funding through draws.

Plans or drawings readyArchitectural plans, drawings, or project specs exist.

Permits submitted or approvedPermit status is known or already moving.

Builder / GC selectedA builder, general contractor, or project manager is involved.

Line-item budgetBudget includes materials, labor, phases, or bid detail.

Scope of workThe work is broken down by phase, trade, or area.

Photos or inspection availableCurrent condition photos, inspection, or progress evidence exists.

Step 6 • Funding structure

How do you expect the funds to be used?

Construction and rehab proceeds may be advanced at closing, held back for draws, used to purchase the property, or used to pay off an existing loan.

Why this mattersThe requested structure affects documentation, available leverage, closing funds, draw control, and whether the file looks like purchase, refinance, completion, or equity release.

Funds needed for

Do you need rehab/construction draws?

Cash already invested

Cash available to bring in

Step 7 • Timeline and exit

What is the project timeline and exit plan?

The timeline helps determine urgency and whether the file is better suited for short-term bridge, rehab, construction, or longer-term financing after completion.

Why this mattersA sale, refinance, rental hold, or owner-occupied completion can each point to a different loan structure and follow-up document list.

When do you need funding?

Expected project length

Exit strategy

Any hard deadline?

Step 8 • Borrower profile

Who is behind the project?

This is not a full application. These details help frame borrower strength, investor experience, builder involvement, liquidity, and the right follow-up conversation.

Why this mattersExperience, credit range, entity status, liquidity, and documentation can influence which construction-capable contacts are realistic for the scenario.

Borrower type

Project experience

Estimated credit band

Available liquidity / reserves

Step 9 • Contact and notes

Where should we send the project review?

Add your contact information and any notes that help the Deal Desk understand the project quickly.

First name

Last name

Mobile phone

Project notes

By submitting this Construction Deal Desk request, you agree to be contacted by MortgageFi, FindConstructionLoans.com, or its lending/broker partners by phone, text, or email about your loan request. Consent is not required as a condition of purchase. Message/data rates may apply. No hard credit pull is performed to begin this review. Review our Privacy Policy and Terms of Use.

✓

Your Construction Deal Desk file has been received.

A MortgageFi construction loan specialist will review the project details and contact you with next-step options. No hard credit pull was performed to begin this review.

Project TypeConstruction project

Property StateTo be reviewed

Budget / ValueTo be reviewed

TimelineTo be reviewed

Keep your phone nearby. A clean project file helps the right lender or broker understand the deal faster.

Call 844-994-HOME

No hard credit pull to begin. Continue appears only when a typed answer is needed.

Project review file created.

Your project details are organized for review. A construction loan specialist can now follow up around the property, budget, timeline, borrower profile, and financing structure.

Call 844-994-HOME

Project-specific reviewMatched around scenario, not generic form data.

Cleaner terms conversationBudget, value, exit, and scope are organized first.

Investor-ready intakeWorks for flips, rentals, ADUs, land, and new builds.

Faster first callBetter details reduce back-and-forth.

Loan solutions

Construction financing for every serious project.

Whether you are building from the ground up, renovating a home, flipping an investment property, adding an ADU, or using equity to fund the next project, the Deal Desk starts with the facts that matter.

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Ground-Up Construction

Land status, build budget, plans, permits, builder/GC, draw schedule, and as-completed value for custom homes, spec builds, ADUs, and new construction.

Start review →

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Fix & Flip / Rehab

Purchase price, as-is value, rehab budget, scope of work, ARV, experience, timeline, and exit strategy for flips, rentals, and heavy rehab projects.

Start review →

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Equity / Cash-Out

Current value, mortgage balance, available equity, lien position, use of funds, and occupancy for remodels, additions, investment capital, or project liquidity.

Start review →

Who this is built for

One Deal Desk for homeowners, builders, and investors.

The luxury look stays, but the message is broader: this is a construction financing intake for real projects at every level, from a homeowner adding space to an investor building a portfolio.

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Homeowners & ADU buildersMajor remodels, additions, ADUs, teardown/rebuilds, and owner-occupied projects that need a clear construction funding path.

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Builders & developersSpec builds, small developments, infill projects, lot acquisition, completion funds, and construction draw needs.

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Fix & flip investorsPurchase plus rehab, heavy renovation, delayed projects, resale exits, and refinance-after-repair strategies.

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Rental property investorsRenovation capital, BRRRR-style projects, value-add rentals, small multifamily rehabs, and long-term hold exits.

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Landowners & lot buyersOwned land, land under contract, land plus construction, permit-stage projects, and early project planning.

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Equity borrowersCash-out, home equity, second-position needs, or liquidity from an existing property to fund the next build or rehab.

Goal: make the first conversation better. The more clearly the project is described, the easier it is to match the file to a construction-capable loan contact.

What we need to review your project

The right project details make the review faster and more useful.

Construction and renovation financing is not a generic mortgage form. A useful review needs to understand the asset, budget, scope, readiness, borrower strength, timing, and exit before the right structure makes sense.

PropertyAddress, type, ownership, occupancy, and current status.

Budget & planTotal cost, plans, scope of work, and project reserves.

ExperienceBuilder, borrower, investor, or project history.

Exit strategySale, refinance, rental hold, owner-occupy, or cash-out plan.

TimingStart date, closing deadline, duration, and draw needs.